Terms and Conditions

1. Introduction

Kuranko’s AI Decision Collaborator platform enables individuals and organisations to analyse problems, compare alternatives, assess risks and receive AI‑assisted recommendations. By accessing or using https://kuranko.com/ (the “Website”), users acknowledge that these Terms & Conditions (“Terms”) govern all interactions with the Website and associated services. Use of the Website signifies acceptance of the full set of terms, including the linked Privacy Policy. Users are urged to read the Terms carefully before proceeding.

2. Definitions

Company – SHINAGIA LTD, a company registered in Cyprus (HE 496070) that operates Kuranko, the AI Decision Collaborator.
Website – The internet domain https://kuranko.com/ and any sub‑domains, mobile apps, or related digital interfaces.
User – Any natural or legal person who accesses or uses the Services, irrespective of whether an account is created.
Client – A User who engages the Company for paid or free Services, including decision‑analysis consultations.
Services – All functionalities offered by Kuranko, such as AI‑driven decision analysis, evidence evaluation, risk assessment, recommendation generation, and actionable plan creation.
Software – The proprietary code, algorithms, models, and user interfaces that power the Services.
AI Solutions – The machine‑learning models and inference engines that produce advisory outputs based on user‑provided data.
Account – The personal profile created by a User to access the Services, which includes login credentials and stored preferences.
Content – Any text, data, files, or other information uploaded, generated, or transmitted through the Services.
Intellectual Property – All patents, copyrights, trademarks, trade‑secrets, design rights, and related rights owned or licensed by the Company.
Third‑Party Services – External platforms, cloud providers, payment processors, analytics tools, and APIs integrated with the Services.
Agreement – This document, together with the Privacy Policy, Cookie Policy, and any supplementary notices posted on the Website.

3. Eligibility

Users must be legally capable of entering into binding contracts under United Kingdom law.
Users must provide accurate, current, and complete registration information during account creation.
Users agree to use the services solely for lawful purposes in personal, professional, career, hiring, project, purchasing, and business contexts.
Users must strictly comply with all applicable local, national, and international laws and regulations while utilizing the platform.

4. Scope of Services

Kuranko operates as an AI Decision Collaborator, providing an advanced platform designed to help users make better decisions by understanding problems, comparing available options, evaluating evidence, analyzing risks, identifying trade-offs, providing AI-assisted recommendations, and creating actionable plans.
Our platform supports personal, professional, career, hiring, project, purchasing, and business-related decisions.
It must be clarified that service availability, interface designs, and platform features may change without prior notice as we continually improve our AI models.

5. User Account Responsibilities

Users agree to maintain accurate, up-to-date account information at all times.
Users must keep their login credentials strictly confidential and secure.
Users are fully responsible for all activities and decision workflows conducted under their account.
Users must notify the company immediately of any unauthorized access or security breach.
Users must avoid sharing account credentials with third parties to maintain data integrity and security.

6. Acceptable Use Policy

Users must not violate any applicable laws, including UK GDPR and data protection regulations.
Users must not upload malicious software, malware, or viruses to the platform.
Users must not attempt unauthorized access to restricted areas of the website or server infrastructure.
Users must not interfere with website functionality, speed, or server stability. Users must not conduct hacking, penetration testing, or vulnerability scanning without explicit written authorization.
Users must not abuse AI systems by submitting harmful, abusive, or dangerous prompts.
They must not reverse engineer, decompile, or extract proprietary software or AI models.
One must not use services for fraudulent activities, scams, or deceptive practices. Users must not distribute spam or unsolicited communications through platform features.
They must not infringe upon the intellectual property rights of the company or third parties.
Users must not misuse APIs or system resources in a manner that degrades performance for other users.

7. Artificial Intelligence Services Disclaimer

It must be explicitly clarified that AI-generated recommendations, decision analyses, evidence evaluations, and risk assessments are advisory in nature.
Users remain entirely responsible for their final decisions.
AI-generated outputs are formulated based on available data, user inputs, and underlying algorithms, and may occasionally contain inaccuracies or omissions.
Users are strictly responsible for verifying all AI-generated content before making business, legal, financial, or personal decisions.
Kuranko's AI tools should not replace professional legal, financial, medical, or specialized expert advice. Human review and critical thinking are strongly recommended for all critical decisions.

8. Intellectual Property Rights

All website content, interface designs, text, and graphics remain the exclusive property of the company unless otherwise stated.
Software, source code, AI decision models, documentation, logos, trademarks, and branding are fully protected by UK and international intellectual property laws.
Users may not copy, modify, distribute, license, or reproduce proprietary content or AI methodologies without explicit written permission from Kuranko.

9. Client-Provided Content

Clients retain full ownership of their submitted data, problem descriptions, and uploaded content.
Clients grant the company a limited, non-exclusive license to process, analyze, and format content solely for the purpose of delivering AI-driven decision collaboration services.
Clients are entirely responsible for ensuring they possess the necessary rights, permissions, and lawful bases to upload any content to the platform.

10. Pricing and Payments

Pricing structures for platform access are clearly displayed on the website. All transactions are processed in the designated currency, typically British Pounds (GBP) or other specified currencies.
Taxes, including Value Added Tax (VAT) where applicable, will be applied in accordance with UK tax laws. We accept authorized payment methods as displayed at checkout.
Late payment policies may result in immediate service suspension. Invoices are generated electronically for all transactions.
Non-payment will result in account restriction and potential termination of services.

11. Services

Services are offered as per billing cycles operate on fixed monthly or annual terms.
Users may upgrade or downgrade their contribution tiers through their account settings.
Cancellation procedures can be executed directly via the user dashboard, taking effect at the end of the current billing cycle.
Suspension of services will occur promptly in the event of payment failures or billing disputes.

12. Service Availability

Continuous, uninterrupted availability of the website and AI platform is not guaranteed.
Routine maintenance windows may occur periodically to optimize performance.
Emergency maintenance may be performed without prior notice to address critical security vulnerabilities.
Temporary interruptions may occur due to unforeseen technical glitches, server updates, or outages from third-party cloud infrastructure providers.

13. Third-Party Services

The website may integrate with third-party tools, including cloud hosting platforms, payment gateways, analytics providers, communication platforms, external APIs, and CRM software.
Kuranko is not responsible for the availability, security, accuracy, or privacy practices of any third-party services.
Users interacting with third-party integrations do so subject to those external entities' respective terms and policies.

14. Confidentiality

Both parties agree to maintain strict confidentiality regarding all proprietary information, business data, and strategic inputs shared through the platform.
Parties agree not to disclose proprietary business information to unauthorized entities. Confidential information must be used solely for the agreed-upon purpose of AI-assisted decision analysis.
Confidentiality obligations shall survive the termination of this agreement where applicable under UK law.

15. Data Protection

In strict accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, personal data processing is governed by our comprehensive Privacy Policy.
Kuranko implements robust technical and organizational security measures to protect user data against unauthorized access, loss, or alteration.
Users retain explicit rights regarding access, rectification, erasure, and restriction of their personal data as outlined in our privacy documentation.

16. Limitation of Liability

Kuranko, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages.
The company assumes no liability for lost profits, loss of business revenue, data loss, or business interruptions arising from platform use.
We are not liable for third-party service failures, internet outages, or telecommunication disruptions.
Kuranko accepts no liability for inaccuracies in AI-generated recommendations or decisions made by users based on our platform outputs.
Liability is further disclaimed for unauthorized access beyond our reasonable control and force majeure events.

17. Indemnification

Users agree to defend, indemnify, and hold Kuranko harmless from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with the user's misuse of the services, breach of these Terms & Conditions, violation of third-party rights, illegal activities, or unauthorized content uploads.

18. Suspension and Termination

The company reserves the right to suspend or terminate user accounts immediately, without prior notice, for fraudulent activities, non-payment, violation of these Terms & Conditions, severe security threats, systemic abuse of AI resources, or engagement in unlawful conduct.
Upon termination, user access to the platform and associated analytical data will cease immediately.

19. Force Majeure

Kuranko shall not be held liable for any delay or failure in performance resulting from events beyond our reasonable control.
Such force majeure events include natural disasters, acts of war, civil unrest, government restrictions or legislative changes, cyberattacks, distributed denial-of-service attacks, widespread power outages, internet backbone failures, and pandemic-related disruptions.

20. Governing Law

These Terms & Conditions shall be governed by, construed, and enforced in accordance with the laws of the United Kingdom, without regard to conflict of law principles.
Any legal disputes, claims, or controversies arising out of or relating to these terms or the use of the Kuranko platform shall be resolved exclusively in the competent courts of the United Kingdom.

21. Changes to the Terms

Kuranko reserves the right to update, modify, or revise these Terms & Conditions periodically to reflect changes in our AI platform, legal requirements, or business practices.
Updated versions will be published directly on this website with a revised Last Updated date.
Continued use of the website and services following the publication of revised terms constitutes your binding acceptance of the updated agreement.

22. Entire Agreement

These Terms & Conditions, together with our Privacy Policy and any other legally binding notices published on the website, constitute the complete and exclusive agreement between Kuranko and the user regarding the use of the AI Decision Collaborator platform, superseding any prior agreements, discussions, or understandings, whether oral or written.

23. Contact Us

If you have any questions, concerns, or requests regarding this policy or our data practices, please reach out to us using the details below:

E-mail for Support: [email protected]
E-mail for General Inquiries: [email protected]
Physical Address:
Kuranko
SHINAGIA LTD
Agiou Maronos 19, Lakatameia,
2304, Nicosia, Cyprus
Company Registration Number: HE 496070